Note that these aren't per se historical averages using all of the available data, but rather estimates made to be as accurate as possible for the next 5-10 years. To see some historical data back to 1870 look to my reference section. Educational assets assume a full ride and scheduled completion speed (4 years for bachelors, 2 for associates, 3 for doctorate after masters). Also note that while some investments have a high rate of return, not all investments are compoundable (2 bachelors degrees give you little marginal benefit) while others are (stocks, bonds). [Work in Progress]
General
Bachelor’s Degree: 21%
High School Diploma: 20%
Masters: 10%
Associates: 8%
Doctorate (Nonprofessional): 8%
Dow Jones Industrial Index: 7.5%
Standard & Poor's 500 Stock Index: 6.5%
Solar Panels (In Sunny California): 6%
Moody's AAA Bond Index: 3.75%
United States Federal Bonds: 2.5%
Life Annuity: 2%
Certificate of Deposit: 1.5%
Precious Metals: 1%
United States Dollars: -3%
Bachelor’s Degrees
Petroleum Engineering: 216%
Nursing: 53%
Computer Science: 47%
Criminal Justice: 26%
Business Administration: 26%
Biology: 15%
Psychology: 14%
Marketing: 13%
Elementary Education: 0%
References
https://www.frbsf.org/economic-research/files/wp2017-25.pdf
https://www.bls.gov/careeroutlook/2018/data-on-display/education-pays.htm
https://cew.georgetown.edu/cew-reports/valueofcollegemajors/
https://dqydj.com/sp-500-return-calculator/
https://dqydj.com/dow-jones-return-calculator/
General
Bachelor’s Degree: 21%
High School Diploma: 20%
Masters: 10%
Associates: 8%
Doctorate (Nonprofessional): 8%
Dow Jones Industrial Index: 7.5%
Standard & Poor's 500 Stock Index: 6.5%
Solar Panels (In Sunny California): 6%
Moody's AAA Bond Index: 3.75%
United States Federal Bonds: 2.5%
Life Annuity: 2%
Certificate of Deposit: 1.5%
Precious Metals: 1%
United States Dollars: -3%
Bachelor’s Degrees
Petroleum Engineering: 216%
Nursing: 53%
Computer Science: 47%
Criminal Justice: 26%
Business Administration: 26%
Biology: 15%
Psychology: 14%
Marketing: 13%
Elementary Education: 0%
Early Childhood Education: -7%
Precious Metals
Platinum: 8%
Gold: -2%
Silver: -3%
Government Currencies
Saudi Riyal: -1.75%
European Euro: -2%
British Pound: -2.5%
United States Dollar: -3%
Israeli New Shekel: -4.5%
South African Rand: -6.5%
https://www.frbsf.org/economic-research/files/wp2017-25.pdf
https://www.bls.gov/careeroutlook/2018/data-on-display/education-pays.htm
https://cew.georgetown.edu/cew-reports/valueofcollegemajors/
https://dqydj.com/sp-500-return-calculator/
https://dqydj.com/dow-jones-return-calculator/
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